"Salary FastPass" Salary FastPass allows you to get your salary up to 7 days earlier every month with 7-day interest-free period with below features:

· Auto-drawdown Monthly Salary Advance to your ZA Bank account every month on your selected payday ( i.e. ZA Payday )

· 7-day interest-free period after every ZA Payday

· Auto-repay from your ZA Bank account on the 7th day after every ZA Payday ( i.e. last day of interest-free period )

For example, if your monthly salary is HKD 30,000 and your current payday is on the 28th, you can choose your ZA Payday from 21st to 27th. If you select 21st as your ZA Payday, we will auto-credit HKD 30,000 to your ZA Bank account on 21st ( i.e. monthly drawdown ). On 28th, We will auto-debit HKD 30,000 ( i.e. auto-repayment ) from your ZA Bank account, no interests will be incurred.

Salary FastPass is a revolving credit facility in nature. If you don't have enough balance in your ZA Bank for the auto-repayment on the 7th day after every ZA Payday, interest will be incurred. You may also choose to repay manually anytime to avoid interest expenses.