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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

What is revolving period?

Revolving period refers to the period after the interest-free period every month till you repay the ZA Salary amount of that month in full. During the period, you will be charged 30% annual interest rate ( 34.49% APR ) for any outstanding principles afterwards.

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.
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