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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

"Lease Cashout" How is the loan disbursed after approval?

Generally, funds will be credited to your ZA Bank savings account within 10 minutes after loan agreement confirmation. Actual disbursement time may vary depending on individual circumstances.

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If my Lease Cashout application is rejected, how long must I wait before I can reapply?Why was my Lease Cashout application rejected?"Lease Cashout" Why is the actual disbursement amount less than the approved loan amount?What repayment period options are available for Lease Cashout?"Lease Cashout" How is the monthly repayment amount calculated?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.