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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

"Lease Cashout" Why is the actual disbursement amount less than the approved loan amount?

The actual disbursement amount is the approved loan amount minus the handling fee.

💡For example, if you are approved for a loan of HKD 100,000 with a 12-month repayment period, after deducting the 5% handling fee, the actual disbursement amount will be HKD 95,000.

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