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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

If I dispute a ZA Credit transaction, do I still need to pay it back?

If you have a dispute about a transaction, you can raise a card transaction dispute through our online customer service.

Once you've raised a dispute for a transaction, although the transaction amount will still appear on your statement, you won't need to repay that transaction amount, interest or fees during the dispute resolution period. If the transaction is subsequently proven to be valid, we will recharge the interest and fees.

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