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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Can the late charges caused by the ZA Credit annual fee be waived as well?

A late charge waiver is assessed separately from the annual fee on a case-by-case basis, and approval is subject to assessment.

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Can the ZA Credit annual fee be waived? Do I need to apply every year?How can I check my ZA Credit monthly statement?Are there any fees for early repayment on ZA Credit?Can I withdraw cash from ATMs using ZA Credit?How do I pause or terminate ZA Credit?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.