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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Does ZA Credit support partial repayments? If I have paid more than the minimum payment amount, do I still need to pay for this statement?

Yes, ZA Credit supports partial repayment. However, please note that even if you have paid the minimum payment amount, interest will still accrue daily at an annual rate of 30% (APR 34.49%) on the outstanding balance as per the fee schedule. Therefore, we recommend that you repay the full amount as soon as possible to minimise interest charges.

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