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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

What is the basic interest rate for my Savings Pot?

The basic interest rate is HKD Savings basic interest rate of 0.01%. The basic interest rate will be adjusted from time to time, and the latest interest rate information can be found on the ZA Bank official website.

If you qualify for a ZA Perks user level, you may refer to the "ZA Perks User Level Privileges List." to verify your eligibility for the relevant benefits.

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Questions related to "Common Questions about Savings Pot" Questions related to

Can I use my Savings Pot for payments?When will the Savings Pot interest be credited?If there are no transactions, will my Savings Pot be frozen?What currency can I deposit into my Saving Pot?How do I open a Savings Pot?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.