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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Can I use my Savings Pot for payments?

Since the Savings Pot is mainly for savings, it only supports fund transfers to/from your savings account under the same name within ZA Bank, and cannot be used for card spending, bill payment, repayments, and third-party fund transfer, etc.

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When will the Savings Pot interest be credited?What is the basic interest rate for my Savings Pot?If there are no transactions, will my Savings Pot be frozen?What currency can I deposit into my Saving Pot?How to open a Savings Pot?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.