ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Important Notices

news@2x

Notice of Amendment to the Business Banking Tariff
(Effective from 1 September 2025)

 

We are updating the Business Banking Tariff, which will be effective from 1 September 2025. Please read this notice carefully to better protect your interests. 

 

Amendments to the Business Banking Tariff are listed below:

Banking Service Current Fee New Fee
4.2 Business Internet Banking - Monthly service fee Waived Removed
5.1 Account opening - Account opening via website1 HKD 1,200 Waived
5.2 Company search - Account opening via website2 HKD 300 Waived
5.7 Monthly service fee3,4,5 Not Applicable

Prepay for the first 12 months' worth of service fees to activate the account - Account opening via website 
HKD 1,500

The first 12 months' monthly service fee - Account opening via RM
Waived

The monthly service fee for the 13th month and thereafter is levied based on your total relationship balance@ for the previous month.
-HKD 50,000 or above  Waived
-Below HKD 50,000     HKD 138

@ The Total Relationship Balance ("TRB") is calculated based on balances and transaction activities of your company's accounts maintained with ZA Bank using the same business registration number. The TRB includes:
- Average daily HKD/CNY/Foreign currency deposits balances;
- Average daily HKD outstanding loan principal;
- Payroll amount;
- Overseas outward remittance amount;
- Currency exchange selling amount;

Note: The currency exchange amount will be converted into HKD based on the prevailing exchange rate at the time of the transaction, while other services such as deposits, transfers, and loans will be converted into HKD at the prevailing exchange rate determined by the bank at its sole discretion.

 

1 For account opening applications received by our bank before 1 September 2025, the account opening fee shall be HKD 1,200.
2 For account opening applications received by our bank before 1 September 2025, the company search fee is HKD 300.
3 Exemptions are available for customers involved in activities of charity organisations (non-religious), residential care activities for the elderly (including nursing homes for the elderly), residential care activities for persons with disabilities, and the special education sector.
4 The monthly service fee will be charged from the business HKD savings account. An account that was used for less than a month will be considered as having been used for a full month. The monthly service fee for the 13th month and thereafter will be charged on the 3rd working day of each month. 
5 For all account opening applications submitted to our bank before 1 September 2025, the monthly service fee will be waived for 12 months (starting from 1 September 2025 or the month when account opening fee was paid, whichever is later). For more details, please refer to the relevant email notification.

 

For more details, please refer to the updated Business Banking Tariff (Version of 1 September 2025).

 

Please note that the amendments will be deemed accepted by you if you use or continue to use related products or services on or after 1 September 2025. If you refuse to accept the amendments, you have the right to terminate the products or services according to the relevant provisions under ZA Bank's General Account Terms and Conditions before the above-mentioned date.

 

If you have any questions, please contact our customer service team at (852) 3665 3665.

 

ZA Bank