In addition to the fixed handling fee of HKD 50 for each application charged by ZA Bank, the total amount payable for an IPO subscription (the "Payable Amount") consists of five components:

(i) Application Monies—the offer price for the number of shares applied for;

Other IPO charges not from ZA Bank:

(ii) Brokerage commission —1% of the Application Monies;

(iii) SFC transaction levy —0.0027% of the Application Monies;

(iv) FRC transaction levy —0.00015% of the Application Monies; and

(v) Stock Exchange trading fee —0.00565% of the Application Monies.

Please note that the IPO subscription handling fee will be charged regardless of whether you are allotted shares, and it is non-refundable.