• A visitor in Hong Kong without a ZA Bank savings account 

You can open an investment account via the ZA Bank App, provided that you are physically present in Hong Kong and submit an application for a ZA Bank savings account first, followed by an investment account application.

• A visitor in Hong Kong who is an existing user 

You can open an investment account via the ZA Bank App, but you must be physically present in Hong Kong.

⚠️ Visitors in Hong Kong refer to customers holding a valid Mainland China Resident Identity Card. Cryptocurrency trading services are currently not available for visitors to Hong Kong.

💡 If you intend to invest in Hong Kong, you may also consider the following authorized cross-boundary investment channels:

• Cross-boundary Wealth Management Connect (WMC)(Southbound): Open an investment account with ZA Bank to invest in eligible wealth management products
• Shanghai-HK Stock Connect / Shenzhen-HK Stock Connect: Invest in eligible Hong Kong-listed stocks and exchange-traded funds (ETFs) through Chinese Mainland brokers